FINTERN Reshaping consumer credit with AI and open banking

Credit scores have barely evolved since the 1980s, denying hundreds of millions access to affordable finance globally. Fintern’s mission is to leverage AI, open banking, and alternative data to expand access to low-cost personal finance. By employing real-time bank transaction data and an AI credit decisioning platform, Fintern enables underserved customers to access more affordable loans while achieving a 70% reduction in default rates compared to market expectations. 

GSR Ventures US | Digital Health Venture Capital Firm

1300 El Camino Real, STE 100,  Menlo Park, CA, 94025
Tel: +1 (650) 331-7300